Accelerating Longevity Curve  vs. Financial Planning Gap

Of course, we all know that medical science it extending life expectancies in modern society.

Americans' lives have been getting longer by two to three months every year, this past year they increased by four months – “an unusually rapid improvement”.

During the 20th century, the average lifespan in the United States increased by more than 30 years; 25 years of which can be attributed to advances in public health.  In 2001, life expectancy was 75 for men and 81 for women.  At age 110, about 90 percent of the population is female, and this increases still higher to about 92 percent by age 112.

In 2008, government researchers reported that U.S. life expectancy has surpassed 78 years old, for men, and 84 years old, for women, for the first time. Epidemiologists attributed the increase to falling mortality rates for nine of the 15 leading causes of death, including heart disease, cancer, accidents and diabetes.

Flu and pneumonia deaths dropped by 13% between 2005 and 2006. New treatments also reduced the risk of death for people with heart disease and other conditions. Deaths from stroke, bronchitis and emphysema also fell.

Japan has the longest life expectancy – 83 for men according to the World Health Organization. Switzerland and Australia are also near the top of the list.

.

Therapeutic interventions which might enhance the body’s maintenance and repair systems may include:

•    Inhibiting or reversing the glycation and crosslinking of extracellular proteins;
•    Inhibiting or removing the accumulation of lipofuscin/ceroid and other crosslinked aggregates in non-dividing cells;
•    Deactivating or slowing the production of highly reactive chemicals (ROS or free radicals);
•    Chelating excess iron, especially in neurons;
•    Repairing or replacing damaged DNA, proteins, membranes, and mitochondria;
•    Selectively blocking that portion of the insulin receptor signaling pathway which may cause senescence effects;
•    Maintaining the telomeres at the ends of the chromosomes, or else treating the effects of shortened teleomeres;             •    Injecting hormones to bring blood concentrations to levels found naturally in young people.

•    Injecting or grafting replacement cells or tissues to provide the functions which were formerly provided by cells which became senescent or damaged. (Sometimes called “transplantation”.) Some techniques under development use multi-potent stem cells.

New Longevity Drugs Poised to Tackle Diseases of Aging
In labs across the country, researchers are developing several new drugs that target the cellular engines called mitochondria. The first, resveratrol, is already in clinical trials for diabetes. It could be on the market in four years and used off-label as an all-purpose longevity enhancer. Other drugs promise to be more potent and refined. They might even be cheap.

“Mitochondrial treatments are going to revolutionize western medicine,” said Doug Wallace, a pioneer of mitochondrial medicine at the University of California at Irvine. “Many diseases which are common for an aging society, and for most of them, nobody worries about until they were dying of infectious disease,” he said, “many of these will soon be treatable with great success.”

.

____________________________________________________

.

Financial Impact of Increased Longevity
So let’s assume that in the next 10 years, the average life expectancy will increase to between 85 and 90 years old, or older. Unfortunately the average retirement plan only allows for financial independence for about 10 years after retirement at the age of about 60.  That leaves an unfunded 20 year gap for many – and maybe a 30-year funding gap for a healthier subset of society!

Of course, those numbers are optimistic. With the current recession, there are Millions of “Boomers” who are now facing early retirement at the very same time that their retirement funds have been cut in half. In short, there is a huge demand for continuing income for many Americans who were previously considered to be in the middle income bracket.

A large majority of these ex-6-figure wage earners, who will be the most challenged to find another job late in their careers, were previously highly experienced corporate executives, managers and sales professionals.

.

.

____________________________________________________

.

 GrayFox Partners  -  The Solution For You

                                                             The tools of                                                 Communications, Command & Control 

The GrayFox Movement is on a mission – a mission to organize 500 to 1,000 experienced GrayFox Sales Professionals (strategically positioned worldwide) into a finely-tuned distribution channel capable of recruiting, training and supporting co-branded products at a local level.  Our Genuine

Genuine ® ''Global Sourcing Partners"

.

In the current climate, many traditional advertising and marketing methods are declining rapidly.

•    Direct Mail response rates have dropped below .005 percent and postage costs continue to rise.
•    Printers and press operations are failing in record numbers now and the rate will accelerate through 2010.
•    Newspapers nationwide are closing down or dropping the printed version in favor of online editions.
•    Periodical circulations are nose diving and readership peaked two years ago, but online subscriptions are rocketing.
•    Printed magazine advertising is poised to go the way of direct mail and printed newspapers – most will adopt an online counterpart or perish.

As the recession continues to teraform (or remap) the current advertising landscape, the effectiveness of Web Marketing is going stand alone as the survivor for the majority of businesses.  All but the largest brands will opt for online advertising as their primary means of developing leads and new customers.

.

Communications Tools
SEOmovies^TM 

                                  The 3-Minute Lead Generator                                        

Web Marketing 'video trailer'  - click here

.

                                      GrayFox Partners – the exclusive global distributor                                                 for the tools of  BrandWare Animation Studios

.